| FEATURE | ASSUREBUY SERVICES |
| | AssureBuy Payment Gateway | IntegriCharge | View N Pay |
| Original Release Date | 12/1995 | 12/1995 | 01/2004 |
| Last Updated | 4/2006 | 10/2005 | 4/2006 |
| | | | |
| PAYMENT PROCESSING | | | |
| SSL Encrypted Transactions | X | X | X |
| Real-Time Credit Card Processing | X | X | X |
| Real-Time Debit Card Processing | X | X | X |
| Real-Time Purchase Card Processing | X | X | X |
| Electronic Check/ACH Transactions | X | X | X |
| Supports E-Commerce Transactions | X | X | X |
| Supports Card Not Present Transactions | X | X | X |
| Supports Card Present Transactions | X | X | N/A |
| Supports Authorization and Capture | X | X | N/A |
| Supports Multi-Currency Authorizations | X | X | X |
| Automated Settlement Processing | X | X | X |
| User-Defined Settlement Times | X | X | X |
| Supports Multi-Currency Settlements | X | X | X |
| Supports Address Verification (AVS) | X | X | X |
| Supports CVV2, CVC2, and CID | X | X | X |
| Supports Level II and Level III Processing | X | X | X |
| Web-Based Administration System | X | X | X |
| Virtual Terminal Capability | X | X | X |
| On-line Transaction Refund Function | X | X | X |
| Daily Batch Settlement Reports | X | X | X |
| Web-Based Transaction Search Capability | X | X | X |
| Web-Based Reports Available | X | X | X |
| Transaction Data Download Capability | X | X | X |
| | | | |
| CERTIFICATIONS | | | |
| Visa PCI Certified Security | X | X | X |
| Mastercard SDS Certified Security | X | X | X |
| American Express Certified Security | X | X | X |
| Third-Party Processor Approved | X | X | X |
| | | | |
| INTEGRATION | | | |
| Payment Information Collected Securely By Merchant | X | | |
| Payment Information Collected Securely By AssureBuy | | X | X |
| Payment Information Stored For Future Customer Use | | | X |
| Configuration Settings Obtained Directly From Merchant Provider | X | X | X |
| Initial Test Transaction Performed During Setup | X | X | X |
| Server-To-Server Integration (Customer Remains On Merchant Web Site During Transaction) | X | | |
| Seamlessly Integrated Web Solution (Customer Is Transferred To AssureBuy System for Processing) | | X | X |
| User Interface Is Customized To Match Client Web Site | | X | X |
| Merchant Software Required | | | |
| COM Interface Available | X | N/A | X |
| Customer Creates Log In ID and Account Profile | | | X |
| Customer Can Review Payment History On-line | | | X |
| Invoice Customized To Match Merchant’s Existing Paper Invoice | | | X |
| Integrates With Existing Shopping Cart Systems | X | X | |
| Integrates With Existing Accounting Systems | X | X | X |
| Integrates With Existing Fulfillment Services | X | X | N/A |
| Integrates With Existing Shipping Services | X | X | N/A |
| Production/Test Platforms Available | X | X | X |
| | | | |
| OTHER SERVICES | | | |
| E-Mail Receipt Sent To Customer | O | X | X |
| Customer Receipt Is Customizable | O | X | X |
| E-Mail Notification Sent To Merchant | O | X | X |
| User-Defined Order Values Supported | X | X | X |
| Customized Reports Available | O | O | O |
| Customized Download Format Available | O | O | O |
| Real-Time Shipping Cost Calculations | O | O | N/A |
| Real-Time Tax Cost Calculations | O | O | N/A |
| Shopping Cart Service Available | | X | |
| Supports Recurring Billing | X | X | |
| Supports Digital Product Download | | X | |
| Risk Management (Basic Service) | O | X | |
| Risk Management (Advanced Service) | O | O | |
| Web-Based Maintenance of Risk Management System | X | X | |
| Account Monitoring Service | X | X | X |
| Zero Transaction Warnings (Warns Merchant If No Transactions Are Reaching AssureBuy) | X | X | X |
| Buyer Authentication Service Available | O | O | O |
| | | | |
| SUPPORT | | | |
| Unlimited E-Mail and Web Support | X | X | X |
| Phone Support (8:30am to 5:00pm CST) | X | X | X |
| Extended Phone Support (24 x 7) | O | O | O |
